2. Information We Collect

We collect personal information from you in various ways when you use our Platform and services, including:

• Information you provide:
  • Personal details: Name, address, phone number, email address, date of birth, and identification documents.
  • Financial information: Income, employment details, and existing debts.
  • Business information (for business loans): Business registration details, financial statements, and business plan.
• Information collected automatically:
  • Device information: Device type, operating system, IP address, and browser type.
  • Usage information: How you use our Platform and services, such as the pages you visit and the features you use.

3. How We Use Your Information

We use your personal information to:

• Process your loan or savings account application.
• Provide and manage your requested services.
• Assess your creditworthiness and eligibility for our services.
• Send you important information about your accounts and services.
• Comply with legal and regulatory requirements.
• Prevent fraud and protect our legitimate interests.
• Improve our Platform and services.
• Send you marketing communications (with your consent).

4. Sharing Your Information

We may share your personal information with third parties in the following circumstances:

• Service providers: We may share your information with third-party service providers who help us operate our business and provide our services, such as loan processing companies, credit bureaus, and fraud prevention services.
• Regulatory authorities: We may disclose your information to regulatory authorities or law enforcement officials as required by law.
• Business transfers: In the event of a merger, acquisition, or other business transaction, your information may be transferred to the new business owner.

We will only share your personal information with third parties with your consent or as permitted by law. We require all third-party service providers to maintain appropriate security measures to protect your information.

5. Your Choices

You have certain choices regarding your personal information:

• Access and update your information: You can access and update your personal information through your online account or by contacting us.
• Marketing communications: You can opt-out of receiving marketing communications from us by following the unsubscribe instructions in any communication or by contacting us.

6. Data Security

We take steps to protect your personal information from unauthorized access, disclosure, alteration, or destruction. We use a variety of security measures, including encryption, access controls, and firewalls.

7. Data Retention

We will retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

8. Children's Privacy

Our Platform and services are not directed to children under the age of 18. We do not knowingly collect personal information from children under 18.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will post any changes on our Platform and notify you by email or other means if required by law.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at [insert contact information].

Please note: This Privacy Policy is intended to be a general overview and does not constitute legal advice. You should consult with your own legal counsel regarding any specific privacy questions you may have.